Individual Credit Register releases its 2025 report

ECB Governing Council Decisions: Collateral and Macroprudential Updates (July 2026)

On 24 July 2026 the National Bank of Belgium published the ECB Governing Council's July 2026 decisions taken in addition to interest rate decisions. They include the permanent integration of non-financial corporate credit claims into the Eurosystem general collateral framework, the reclassification of financial subsidiaries of non-financial corporate issuer groups, and the extension of climate factors to NFC credit claims. The Governing Council also adopted Guideline ECB/2026/17 on the enhanced Eurosystem repo facility (EUREP) and published a statement on macroprudential policies.

24 Jul 2026

ECB raises interest rates

On 10 September 2026, the ECB Governing Council decided to raise its three key interest rates by 25 basis points, effective 16 September 2026. The deposit facility rate was raised to 2.50%, the main refinancing operations rate to 2.65% and the marginal lending facility to 2.90%. The decision is relevant to the broader financial and prudential environment, particularly interest-rate, funding and liquidity risk, but does not introduce new compliance obligations.

10 Sep 2026

NBB Governor discusses Europe’s low-risk model and regulatory challenges

The NBB published an analysis by Governor Pierre Wunsch and economist Geert Langenus on Europe’s economic model and its ability to adapt to a changing global environment. The authors discuss Europe’s risk-averse approach, regulatory burden, technological competitiveness and strategic autonomy. They argue that Europe faces difficult trade-offs between regulation, growth, competitiveness, climate objectives and strategic autonomy. The publication does not introduce new compliance requirements but provides a broader policy perspective on the future direction of European economic and regulatory policy.

05 Sep 2026