ECB Holds Key Interest Rates Unchanged Amid Energy Uncertainty
The ECB Governing Council decided on 23 July 2026 to keep the three key interest rates unchanged, with the deposit facility rate at 2.25%. The decision reflects high uncertainty from the Middle East conflict and its impact on energy prices and inflation. The ECB remains data-dependent and ready to adjust instruments to ensure inflation stabilises at 2%.
Sign in to read RegWatch
RegWatch is available to registered Pideeco members. Free accounts can read 1 post per day. Upgrade for unlimited access and personalised alerts.
Or subscribe directly
RegWatch Premium
€89 / year (excl. VAT)
≈ €7.42 / month
- ✓Unlimited posts
- ✓All PREMIUM analyses
- ✓Personalised weekly digest
- ✓Instant critical alerts
- ✓Complete archive
- ✓Bookmarks & PDF export
Related updates
ECB Survey: Cash Remains Most Accepted Payment Method in Euro Area
The ECB's latest survey shows cash acceptance among euro area businesses rebounded to 92% in 2026, up from 90% in 2024, making cash the most widely accepted payment method. Mobile payment acceptance surged to 68%, while card acceptance stayed stable at 88%. The findings highlight the continued relevance of cash alongside rapid digitalisation.
13 Aug 2026
ECB Publishes Consolidated Banking Data for End-March 2026
The ECB has published consolidated banking data for end-March 2026, showing that total assets of EU credit institutions increased by 3.63% year on year to €34.33 trillion. The aggregate non-performing loans ratio edged up to 1.98%, while return on equity stood at 2.44% and the Common Equity Tier 1 ratio at 16.27%. The dataset covers nearly 100% of the EU banking sector's balance sheet and includes methodological proxies for Denmark due to data unavailability.
07 Aug 2026
ECB Unveils Accessibility Blueprint for Digital Euro App
The ECB has published the proposed accessibility features for the digital euro app, going beyond European Accessibility Act requirements and EN 301 549. The design includes enhanced visual elements, screen reader support, keyboard navigation, and cognitive accessibility measures, with testing planned during the 2027 pilot.
30 Jul 2026