EBA Publishes 2025 Loss Data for Immovable Property Markets Under CRR Article 430a
The European Banking Authority (EBA) has released its 2025 annual dataset on losses and exposures for residential and commercial immovable property across the EU/EEA, as required by Article 430a(3) of the Capital Requirements Regulation (CRR). The data support the application of the CRR 'hard test' mechanism, enabling institutions to apply preferential treatments for exposures secured by immovable property where loss-rate thresholds are met. Institutions remain responsible for assessing compliance with CRR conditions.
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